ABOUT FFL HERTAGELearn more about us and how we can help your family
FFL is comprised of independent agents around the United States. We truly understand the value of life insurance and how it protects families. So we provide that security for your family after you are gone.
Family First Life is an Insurance Marketing Organization-this means that we don’t sell our own insurance, we partner with top Insurance carriers, so you are truly able to get the product that best fits your situation.
We are based out of Enterprise, AL However, FFL had over 100 offices throughout the country. We have independent agents in all 50 states so, regardless of where you live, there is an agent and office near you!
FFL agents have a passion for putting your family first. It’s not just a name, it’s our entire identity. Helping families is our #1 priority. This is includes the families of the clients we serve and the agents that are serving those families.
HOW CAN FFL HELP PROTECT YOUR FAMILY?
Family First Life provides the resources for our agents’ growth and success.
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. In the event of a death, the mortgage will be paid in full, so your family can keep the house.
Final Expense insurance will cover you for life. Prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure all funeral and other end of life expenses are covered.
This is a type of permanent policy that allows the insured to accumulate cash value in addition to their death benefit. It can be setup to help supplement your retirement plan.
This is a safe way to participate in the market’s gains while avoiding potential loses and keeping your retirement secure.
Other IMO’s have the ability to give out comp as high as FFL, but they choose not to. By paying low comp to agents, the IMO makes more money. At FFL we believe in the agents keeping more of the money.
As an independent contractor, we don’t believe there is any reason to sign a contract with an IMO. The only contracts you should sign are your carrier contracts in order to sell their products.
Getting a bonus at another IMO is nearly impossible if they have a bonus program at all. At FFL, we have bonuses on an agency level and personal production level.
Family First Life offers FREE training all year round. Learn from the top agents in the industry instead of the other IMO agents that charge you to learn and haven’t sold in years.
Most companies will vest you after 5 or 10 years, there are also many that don’t offer renewals at all. At FFL you’re vested 100% day 1 which means your business is truly your business.
The Lead Program at FFL is exclusive so you’re not competing with other agents for the same lead. We offer leads for any budget, from a massive true instant inventory, and our leads are never resold! Most other IMOs resell their leads.